0% APR Credit Cards

If you’re maintaining a monthly credit card balance or would like to consolidate your existing debt, a credit card with 0% APR is a great tool to keep your monthly payments low and manageable. Finding a suitable, low interest credit card to ease your financial state is easy to do with WhizWallet.


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FEES
No Annual Fee

CARD NETWORK
Visa
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Mastercard
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Discover
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Amex
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CREDIT SCORE
720+
690 - 719
630 - 689
300 - 629

Advertiser Disclosure
CREDIT CARDtool tip icon
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
INTRO APRdrop down icon
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A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
REG APRdrop down icon
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An annual fee is the amount a credit card issuer charges each year for use of a credit card.
ANNUAL FEEdrop down icon
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WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.
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View Detail
Barclaycard Ring™ Mastercard®
Barclaycard Ring™ Mastercard®red heart iconred heart iconred heart iconred heart iconred heart icon
APPLY NOWlock icon
intro apr
0%

0% intro APR* on purchases for 15 months

regular apr
13.74%

13.74% Variable

fees
$0

N/A

promo
APPLY NOWlock icon
Barclaycard CashForward™ World Mastercard®
Barclaycard CashForward™ World Mastercard®red heart iconred heart iconred heart iconred heart iconred half heart icon
APPLY NOWlock icon
intro apr
0%

0% Intro APR for 15 Months

regular apr
15.74%

15.74%, 20.74% or 25.74% Variable

fees
$0

N/A

promo

$200

Cash Rewards Bonus

APPLY NOWlock icon
American Express Serve
American Express Servered heart iconred heart iconred heart iconred half heart iconred grey icon
APPLY NOWlock icon
intro apr
0%

N/A

regular apr
0%

N/A

fees
$0

N/A

promo
APPLY NOWlock icon
Citi ThankYou® Preferred Card
Citi ThankYou® Preferred Cardred heart iconred heart iconred heart iconred heart iconred heart icon
APPLY NOWlock icon
intro apr
0%

0% Intro APR for 7 months

regular apr
14.24%

14.24%-24.24% Variable

fees
$0

N/A

promo

2,500

Bonus Points

APPLY NOWlock icon
NHL® Discover it® card
NHL® Discover it® cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% intro APR* on purchases for 12 months

regular apr
11.24%

11.24%-23.24% Variable

fees
$0

N/A

promo

5%

Cash Back in Categories

APPLY NOWlock icon
Discover it® Chrome
Discover it® Chromered heart iconred heart iconred heart iconred heart iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% intro APR* on purchases for 12 months

regular apr
11.24%

11.24%-23.24% Variable

fees
$0

N/A

promo

2%*

cash back at restaurants & gas stations + 1% cash back on everything else

APPLY NOWlock icon
U.S. Bank Business Edge™ Platinum
U.S. Bank Business Edge™ Platinumred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% on purchases for 12 billing cycles on purchases*

regular apr
10.24%

10.24%-18.24% Variable

fees
$0

N/A

promo

N/A

APPLY NOWlock icon
Bank of the Cascades Crest MasterCard
Bank of the Cascades Crest MasterCardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
19.99%

19.99%

fees
$35

N/A

promo

N/A

APPLY NOWlock icon
Bank of the West Platinum MasterCard Credit Card
Bank of the West Platinum MasterCard Credit Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% on Purchases for 6 months

regular apr
17.24%

17.24%

fees
$0

N/A

promo

N/A

APPLY NOWlock icon
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% intro on purchases until January 2017

regular apr
13.24%

13.24%-23.24% Variable

fees
$0

N/A

promo

$100

Cash Bonus

APPLY NOWlock icon