0% APR Credit Cards

If you’re maintaining a monthly credit card balance or would like to consolidate your existing debt, a credit card with 0% APR is a great tool to keep your monthly payments low and manageable. Finding a suitable, low interest credit card to ease your financial state is easy to do with WhizWallet.

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FEES
No Annual Fee

CARD NETWORK
Visa
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Mastercard
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Discover
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Amex
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CREDIT SCORE
720+
690 - 719
630 - 689
300 - 629

Advertiser Disclosure
CREDIT CARDtool tip icon
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
INTRO APRdrop down icon
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A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
REG APRdrop down icon
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An annual fee is the amount a credit card issuer charges each year for use of a credit card.
ANNUAL FEEdrop down icon
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WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.
PROMOdrop down icon
View Detail
Wells Fargo Cash Wise Visa® Credit CardWells Fargo Cash Wise Visa® Credit Cardred heart iconred heart iconred heart iconred heart iconred grey icon
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N/A*
regular apr
13.74%

13.74%-25.74% (Variable)

fees
$0

waived for the first year

promo

$150

Cash Rewards Bonus

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Barclaycard Ring™ Mastercard®Barclaycard Ring™ Mastercard®red heart iconred heart iconred heart iconred half heart iconred grey icon
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intro apr
0%

0% intro APR* on purchases for 15 months

regular apr
13.74%

13.74% Variable

fees
$0

N/A

promo
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Barclaycard CashForward™ World Mastercard®Barclaycard CashForward™ World Mastercard®red heart iconred heart iconred heart iconred half heart iconred grey icon
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intro apr
0%

0% Intro APR for 15 Months

regular apr
15.74%

15.74%, 20.74% or 25.74% Variable

fees
$0

N/A

promo

$200

Cash Rewards Bonus

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American Express ServeAmerican Express Servered heart iconred heart iconred heart iconred grey iconred grey icon
lock iconAPPLY NOW
intro apr
0%

N/A

regular apr
0%

N/A

fees
$0

N/A

promo
lock iconAPPLY NOW
Citi ThankYou® Preferred CardCiti ThankYou® Preferred Cardred heart iconred heart iconred heart iconred heart iconred half heart icon
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intro apr
0%
0% Intro APR for 7 months
regular apr
14.24%
14.24%-24.24% Variable
fees
$0

N/A

promo
2,500
Bonus Points
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NHL® Discover it® cardNHL® Discover it® cardred heart iconred heart iconred heart iconred half heart iconred grey icon
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intro apr
0%

0% intro APR* on purchases for 12 months

regular apr
11.24%

11.24%-23.24% Variable

fees
$0

N/A

promo

5%

Cash Back in Categories

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Wells Fargo Secured Visa CardWells Fargo Secured Visa Cardred heart iconred heart iconred heart iconred grey iconred grey icon
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intro apr
N/A

N/A

regular apr
19.24%

19.24%, Variable

fees
$25

N/A

promo

N/A

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Discover it® ChromeDiscover it® Chromered heart iconred heart iconred heart iconred heart iconred heart icon
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intro apr
0%

0% intro APR* on purchases for 12 months

regular apr
11.24%

11.24%-23.24% Variable

fees
$0

N/A

promo

2%*

cash back at restaurants & gas stations + 1% cash back on everything else

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Capital One® Spark® Cash Select for BusinessCapital One® Spark® Cash Select for Businessred heart iconred heart iconred heart iconred heart iconred heart icon
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intro apr
0%

0% on purchases until January 2017

regular apr
13.24%

13.24% - 21.24% Variable

fees
$0

N/A

promo

$200

Cash Bonus + 1.5% Cash Back

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U.S. Bank Business Edge™ PlatinumU.S. Bank Business Edge™ Platinumred heart iconred heart iconred heart iconred heart iconred grey icon
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intro apr
0%

0% on purchases for 12 billing cycles on purchases*

regular apr
10.24%

10.24%-18.24% Variable

fees
$0

N/A

promo

N/A

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