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Discover it®

Discover it®

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INTRO APRREG APRANNUAL FEEPROMOView Detail
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
An annual fee is the amount a credit card issuer charges each year for use of a credit card.
WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.
intro apr
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
0%

0% on purchases for 6 months

regular apr
A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
11.24%

11.24%-23.24% Variable*

fees
An annual fee is the amount a credit card issuer charges each year for use of a credit card.
$0

N/A

promo
WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.

5%

Cash Back in Categories

Card Highlights
  • Get a $75 statement credit after first Amazon.com purchase made with new Discover it card within 3 months of approval.
  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.*
  • 5% cash back in categories that change each quarter, up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • Freeze It on/off switch prevents new purchases, cash advances & balance transfers in seconds.*
  • Get 100% U.S. based customer service & FICO® Credit Scores for free on statements & online.*
  • No annual fee.* No late fee on first late payment. No APR change for paying late.*
  • You're never responsible for unauthorized purchases on your Discover card.
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.