Advertiser Disclosure
Citi Simplicity® Card

Citi Simplicity® Card

APPLY NOWlock icon
APPLY NOWlock icon
INTRO APRREG APRANNUAL FEEPROMOView Detail
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
An annual fee is the amount a credit card issuer charges each year for use of a credit card.
WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.
intro apr
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
N/A

N/A

regular apr
A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
13.24%

13.24%-23.24% Variable

fees
An annual fee is the amount a credit card issuer charges each year for use of a credit card.
$0

N/A

promo
WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.

N/A

Card Highlights
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee EVER.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day just say representative
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.