Find the best credit card for you!

Compare major credit cards and easily find the perfect card for you with WhizWallet. After analyzing the most important features both new and veteran cardholders would consider, we’ve established a simple yet encompassing method for anyone to find the credit card that best suits their needs.


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Fees
No Annual Fee

Card Network
Visa
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Mastercard
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Discover
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Amex
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Credit Score
720+
690 - 719
630 - 689
300 - 629

Advertiser Disclosure
CREDIT CARDtool tip icon
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
INTRO APRdrop down icon
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A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
REG APRdrop down icon
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An annual fee is the amount a credit card issuer charges each year for use of a credit card.
ANNUAL FEEdrop down icon
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WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.
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View Detail
Union Plus Card
Union Plus Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
13.15%

13.15%

fees
$0

N/A

promo

N/A

APPLY NOWlock icon
READYdebit® Visa Prepaid Card
READYdebit® Visa Prepaid Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
N/A

N/A

fees
$0

N/A

promo

N/A

N/A

APPLY NOWlock icon
Discover it® Chrome
Discover it® Chromered heart iconred heart iconred heart iconred heart iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% intro APR* on purchases for 12 months

regular apr
11.24%

11.24%-23.24% Variable

fees
$0

N/A

promo

2%*

cash back at restaurants & gas stations + 1% cash back on everything else

APPLY NOWlock icon
KeyBank World MasterCard Credit Card
KeyBank World MasterCard Credit Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
11.99%

11.99%

fees
$0

N/A

promo

1 Point

for Every Dollar Spent on Purchases

APPLY NOWlock icon
Citizens Bank Cash Back Plus™ World MasterCard®
Citizens Bank Cash Back Plus™ World MasterCard®red heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
14.99%

14.99%-20.99% Variable

fees
$0

N/A

promo

10%

Purchase Bonus on Your Cash Back Rewards

APPLY NOWlock icon
Capital One® Spark® Cash for Business
Capital One® Spark® Cash for Businessred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
17.24%

17.24% Variable

fees
$59

waived for the first year

promo

2%

Cash Back

APPLY NOWlock icon
Commerce Bank Kansas City Royals with Rewards
Commerce Bank Kansas City Royals with Rewardsred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
14.24%

14.24%

fees
$0

N/A

promo

1 Point

for Every Dollar Spent on Purchases

APPLY NOWlock icon
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
13.24%

13.24%-24.24% Variable

fees
$0

N/A

promo

5%

Cash Back

APPLY NOWlock icon
East West Bank College Rewards
East West Bank College Rewardsred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
12.24%

12.24%-23.24% Variable

fees
$0

N/A

promo

1,000

The Elan Rewards Program Bonus

APPLY NOWlock icon
U.S. Bank Business Edge™ Platinum
U.S. Bank Business Edge™ Platinumred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% on purchases for 12 billing cycles on purchases*

regular apr
10.24%

10.24%-18.24% Variable

fees
$0

N/A

promo

N/A

APPLY NOWlock icon