No Annual Fee Credit Cards

With all the credit card benefits from WhizWallet’s partners such as low rates and generous rewards, it’s even greater news to learn that there is no annual fee attached. Note that some of these cards have no annual fee in the initial year, but subsequent years will require cardholders to handle the expense.


Filtersdrop down icon

FEES
No Annual Fee

CARD NETWORK
Visa
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Mastercard
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Discover
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Amex
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CREDIT SCORE
720+
690 - 719
630 - 689
300 - 629

Advertiser Disclosure
CREDIT CARDtool tip icon
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
INTRO APRdrop down icon
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A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
REG APRdrop down icon
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An annual fee is the amount a credit card issuer charges each year for use of a credit card.
ANNUAL FEEdrop down icon
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WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.
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View Detail
Union Bank American Express Card
Union Bank American Express Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
13.99%

13.99%

fees
$0

N/A

promo

1%

Back on all purchases

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Chase Freedom®
Chase Freedom®red heart iconred heart iconred heart iconred heart iconred heart icon
APPLY NOWlock icon
intro apr
0%

0% Intro APR for 15 months on purchases

regular apr
14.24%

14.24%-23.24% Variable

fees
$0

N/A

promo

$150

Cash Bonus + 1% Cash Back on Every Purchase

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Ink Cash® Business Credit Card
Ink Cash® Business Credit Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% Intro APR for 12 months on purchases

regular apr
13.49%

13.49%-19.49% Variable

fees
$0

N/A

promo

$200

Bonus Cash Back

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The Plenti® Credit Card from Amex
The Plenti® Credit Card from Amexred heart iconred heart iconred heart iconred heart iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% on Purchases for 12 months

regular apr
15.24%

15.24%-25.24% Variable

fees
$0

N/A

promo

5,000

Plenti® Points

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USAA Preferred Cash Rewards Visa Signature®
USAA Preferred Cash Rewards Visa Signature®red heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
12.65%

12.65%-26.65%

fees
$0

N/A

promo

1.50%

Cash Back

APPLY NOWlock icon
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Cardred heart iconred heart iconred heart iconred heart iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
12.24%

12.24%-22.24% Variable

fees
$0

N/A

promo

N/A

APPLY NOWlock icon
Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Cardred heart iconred heart iconred heart iconred heart iconred heart icon
APPLY NOWlock icon
intro apr
0%

0% intro on purchases until April 2017

regular apr
12.24%

12.24%-22.24% Variable

fees
$0

N/A

promo

20,000

Bonus Miles

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Discover it® Miles
Discover it® Milesred heart iconred heart iconred heart iconred heart iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% on purchases for 12 months

regular apr
11.24%

11.24% - 23.24% Variable*

fees
$0

N/A

promo

2x Miles

Earn Double Miles for First Year

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Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Expressred heart iconred heart iconred heart iconred heart iconred heart icon
APPLY NOWlock icon
intro apr
0%

0% intro APR on purchases

regular apr
13.24%

13.24%-23.24% Variable

fees
$0

N/A

promo

$100

Cash Back

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Citi Simplicity® Card
Citi Simplicity® Cardred heart iconred heart iconred heart iconred heart iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
13.24%

13.24%-23.24% Variable

fees
$0

N/A

promo

N/A

APPLY NOWlock icon