No Annual Fee Credit Cards

With all the credit card benefits from WhizWallet’s partners such as low rates and generous rewards, it’s even greater news to learn that there is no annual fee attached. Note that some of these cards have no annual fee in the initial year, but subsequent years will require cardholders to handle the expense.


Filtersdrop down icon

FEES
No Annual Fee

CARD NETWORK
Visa
visa icon
Mastercard
mastercard icon
Discover
discover icon
Amex
amex icon

CREDIT SCORE
720+
690 - 719
630 - 689
300 - 629

Advertiser Disclosure
CREDIT CARDtool tip icon
An intro APR, usually 0%, is a limited-time rate offered by credit card companies. This rate is designed to capture new applicants and is used to calculate interests of payments.
INTRO APRdrop down icon
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A regular APR is the yearly interest rate you pay for borrowing money. You can avoid paying this interest by paying off your balance in full each month.
REG APRdrop down icon
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An annual fee is the amount a credit card issuer charges each year for use of a credit card.
ANNUAL FEEdrop down icon
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WhizWallet calculates the sign up value based on early spend bonuses, bonus miles or cash incentives for signing up for a credit card.
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View Detail
Skypass Visa
Skypass Visared heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
13.49%

13.49%-20.49% Variable

fees
$0

N/A

promo

3,000

Bonus Points

APPLY NOWlock icon
US Bank SKYPASS Visa Classic Card
US Bank SKYPASS Visa Classic Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
13.49%

13.49%-20.49% Variable

fees
$50

N/A

promo

5,000

Bonus Points

APPLY NOWlock icon
Union Plus Card
Union Plus Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
13.15%

13.15%

fees
$0

N/A

promo

N/A

APPLY NOWlock icon
READYdebit® Visa Prepaid Card
READYdebit® Visa Prepaid Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
N/A

N/A

fees
$0

N/A

promo

N/A

N/A

APPLY NOWlock icon
Discover it® Chrome
Discover it® Chromered heart iconred heart iconred heart iconred heart iconred grey icon
APPLY NOWlock icon
intro apr
0%

0% intro APR* on purchases for 12 months

regular apr
11.24%

11.24%-23.24% Variable

fees
$0

N/A

promo

2%*

cash back at restaurants & gas stations + 1% cash back on everything else

APPLY NOWlock icon
KeyBank World MasterCard Credit Card
KeyBank World MasterCard Credit Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
11.99%

11.99%

fees
$0

N/A

promo

1 Point

for Every Dollar Spent on Purchases

APPLY NOWlock icon
Citizens Bank Cash Back Plus™ World MasterCard®
Citizens Bank Cash Back Plus™ World MasterCard®red heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
14.99%

14.99%-20.99% Variable

fees
$0

N/A

promo

10%

Purchase Bonus on Your Cash Back Rewards

APPLY NOWlock icon
Commerce Bank Kansas City Royals with Rewards
Commerce Bank Kansas City Royals with Rewardsred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
14.24%

14.24%

fees
$0

N/A

promo

1 Point

for Every Dollar Spent on Purchases

APPLY NOWlock icon
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Cardred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
13.24%

13.24%-24.24% Variable

fees
$0

N/A

promo

5%

Cash Back

APPLY NOWlock icon
East West Bank College Rewards
East West Bank College Rewardsred heart iconred heart iconred heart iconred grey iconred grey icon
APPLY NOWlock icon
intro apr
N/A

N/A

regular apr
12.24%

12.24%-23.24% Variable

fees
$0

N/A

promo

1,000

The Elan Rewards Program Bonus

APPLY NOWlock icon